Are Emergency Repairs Covered By Homeowners Insurance?
They can be.
It depends on whether your plumbing repair is:
- Covered on your specific policy details
- Caused by neglect or lack of maintenance
Since every policy is different, some may cover the cost of a professional plumber to fix the issue while other policies only cover water damage. However, most home insurance policies will not cover plumbing repairs for problems caused by neglect or lack of maintenance. Simply put, you’d have to prove the problem was “accidental and unexpected”.
If you have a homeowners policy that provides coverage for your plumbing issue, we’d be more than happy to work with your insurance adjuster! Our team will meet with them directly, write a written report, and recommend the best available options. We offer this as a part of our policy to help customers as best as we can!
How Much Does Emergency Plumbing Cost?
According to Home Advisor, the average cost of an emergency is somewhere between $45 to $220 per hour. The cost will depend on the severity of the plumbing issue. If you want the most accurate estimate for your emergency plumbing in Fulton, NY, request your quote.
When You Should You Request Emergency Plumbing?
Request emergency plumbing if the plumbing issue can’t wait. If you notice your plumbing issue is negatively impacting your regular day-to-day activities, you may need an emergency repair.